Terms & Conditions

Welcome to BHA Bill Pay (“we,” “our,” “us”). These Terms & Conditions ("Terms") govern your access to and use of our services, including any interaction through our website located at https://www.bhabillpay.com (the “Website”). By using our services, you agree to these Terms in full.

1. Acceptance of Terms

By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must discontinue use of our services immediately.

2. Services Provided

BHA Bill Pay offers billing and payment processing services for individuals and organizations. We may also communicate with you regarding your account, transactions, and related matters.

We reserve the right to modify, suspend, or discontinue any part of the services at any time without prior notice.

3. User Responsibilities

You agree to:

• Provide accurate, current, and complete information when using our services.
• Use our services only for lawful purposes.
• Not misuse or interfere with the proper functioning of our systems, website, or communication platforms.

You are responsible for maintaining the confidentiality of any account credentials or identifying information you provide.

4. Communication Consent (SMS, RCS, and Voice)

By providing your phone number, you consent to receive communications from BHA Bill Pay through:

• SMS (Short Message Service)
• RCS (Rich Communication Services)
• Voice calls

These may include service notices, payment reminders, account information, or promotional content. Message frequency may vary. Standard messaging and data rates may apply.

To opt out of SMS or RCS messages, reply “STOP” to any message you receive. To opt out of voice calls, contact us directly.

Note: Opting out does not apply to essential communications, such as payment confirmations or legally required notices.

5. Payments

You agree to pay any amounts owed in a timely manner using the payment methods provided. We are not responsible for payment delays due to incorrect information or third-party payment processor issues. Online payments are processed as CCF Consulting LLC under the BHA Bill Pay brand.

6. Privacy

Your use of our services is also subject to our Privacy Policy, which explains how we collect, use, and protect your personal data.

7. Third-Party Services

We may use third-party service providers to assist in delivering our services (e.g., payment gateways, messaging platforms). You acknowledge that your information may be shared with such providers as necessary.

We are not responsible for the content, privacy practices, or availability of third-party websites linked from our Website.

8. Limitation of Liability

To the fullest extent permitted by law, BHA Bill Pay is not liable for any indirect, incidental, or consequential damages resulting from your use of our services.

We do not guarantee uninterrupted or error-free service and are not responsible for damages caused by unauthorized access to your information.

9. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated Effective Date. Continued use of our services after changes constitutes acceptance.

10. Termination

We may suspend or terminate your access to our services at any time, with or without notice, for violations of these Terms or for any other reason deemed necessary to protect our business or other users.

11. Governing Law

These Terms are governed by the laws of the State of New Hampshire, without regard to its conflict of law principles.

12. Contact Us

If you have questions about these Terms & Conditions, please contact us at:

support@bhabillpay.com